Live updates: Warriors vs. Pacers, Monday at 4 p.m.

first_imgJoin us for live news and analysis Monday at 4 p.m. as the Warriors and their 10-game winning streak are in Indiana to take on the Pacers.The Warriors (35-14) have a chance to finish off their road trip with a five-game sweep, which would be the third time in the Steve Kerr Era they’ve accomplished that feat. The Warriors, owners of the league’s best road record (17-8), have won their last nine away from Oracle.In order to keep their streaks alive, they’ll have to do it without …last_img

A’s rotation hopeful has longest outing of any pitcher this spring

first_imgMESA, Ariz. — A’s potential starter Aaron Brooks struggled with his first opportunity of spring training.He didn’t make that mistake Friday in his second chance.What started out shaky turned into the longest outing of the spring by an Oakland pitcher. Brooks, one of the candidates trying to win a spot in the starting rotation, ended a bases-loaded jam in the first inning and completed four shutout innings in Friday’s 6-3 victory over the Colorado Rockies. He allowed three hits and two walks …last_img

Photo library: Cities 6

first_imgClick on a thumbnail for a low-resolution image, or right-click on the link below it to download a high-resolution copy of the image.» Download Cities contact sheet (508KB) » Download full image library contact sheet (10.5MB) Cape Town, Western Capeprovince: The city centre.Photo: Rodger Bosch, » Download high-res image Cape Town, Western Capeprovince: People on theirway to work in the morning,up Strand Street, one ofthe city’s major roads. Photo: Rodger Bosch, » Download high-res image Cape Town, Western Capeprovince: People on theirway to work in the morning,up Strand Street, one ofthe city’s major roads.Photo: Rodger Bosch, » Download high-res image Cape Town, Western Capeprovince: The morning walkto work along Strand Street,one of the city’s majorroads. Photo: Rodger Bosch, » Download high-res image Cape Town, WesternCape province: Statue ofPortuguese sea explorerBartholomew Dias, inAdderley Street in the citycentre. Dias and his crewwere the first Europeansto round the Cape. Photo: Rodger Bosch, » Download high-res image Durban, KwaZulu-Natalprovince: Hotels line theNorth Beach shoreline. Photo: Graeme Williams, » Download high-res image Durban, KwaZulu-Natalprovince: The city centre. Photo: Graeme Williams, » Download high-res image Durban, KwaZulu-Natalprovince: The Royal YachtClub, with hotels in the background. Photo: Graeme Williams, » Download high-res image Durban, KwaZulu-Natalprovince: The city centre. Photo: Graeme Williams, » Download high-res imageCITIES 6: {loadposition cities}Having trouble downloading high-resolution images? Queries about the image library?Email Janine Erasmus at [email protected]last_img read more

‘Mobile money’ competition heats up

first_img31 March 2010Competition in South Africa’s “mobile money” space is heating up, with Nedbank and mobile operator Vodacom teaming up to launch M-PESA, a solution that enables person-to-person money transfers via mobile phone – even between people without bank accounts.This follows hot on the heels of the launch of a similar product, dubbed Instant Money, by Standard Bank and retailer Spar.Like Instant Money, M-PESA enables customers, regardless of whether they have bank accounts, to transfer money from person to person using their mobile phones.“Both Nedbank and Vodacom are confident that M-PESA is going to change the lives of ‘unbanked’ South Africans, and we are looking forward to the imminent launch of the product,” Vodacom South Africa MD Shameel Joosub said in a statement this week.The M-PESA service was originally created as a pilot project co-funded by Vodafone and the “Financial Deepening Challenge Fund” of the British government’s Department for International Development.Since then, the service has proved hugely successful in Kenya, Tanzania and Afghanistan, with more than 10-million M-PESA customers.“M-PESA has a successful track record in other markets,” Joosub said, adding that the service would revolutionise the way South Africans transfer, share and spend their money.Nedbank’s Saks Ntombela said the bank was “delighted to be a part of this innovative, simple money transfer product which offers easy access to funds.“We are particularly excited about this offering being attractive to the previously unbanked population, who are not yet part of the formal banking system.”Nedbank has worked with the banking regulator to ensure that the initiative will meet all the requirements set out by the South African Reserve Bank.“With their proven track record of providing financial services to those who are traditionally unable to afford it, and their innovative approach to banking, we know they will bring a new dimension to the project,” Joosub said.SAinfo reporterWould you like to use this article in your publication or on your website? See: Using SAinfo materiallast_img read more

Planning reminders for preparing 2015 tax returns

first_imgShare Facebook Twitter Google + LinkedIn Pinterest Brian E. Ravencraft, CPA with Holbrook & ManterTax planning is proving to be a bit more challenging than normal this year. Unless Congress acts, a number of popular deductions and credits expired at the end of 2014 and may not be available for 2015. The most popular deductions not available this year include, for example, generous bonus depreciation and expensing allowances for business property.As I write this in early December, Congress is working on and is expected revive some or all the favorable tax rules that have expired. We are hoping Congress will renew the “extenders package” for at least two years and not just for 2015.  However, which actions Congress will take remains to be seen.Here are two important considerations to keep in mind for all farmers:1.   Effective tax planning requires considering both the current year and next year — at least. Without a multi-year outlook, you can’t be sure maneuvers intended to save taxes on your 2015 return won’t backfire and potentially cost additional money in the future.2.   Be aware of the Alternative Minimum Tax (AMT) in all of your planning, because what may be a great move for regular tax purposes may create or increase an AMT problem. There’s a good chance you may trip into AMT if you deduct a significant amount of state and local taxes, claim multiple dependents, or recognized a large capital gain this year.Here are a few other year-end reminders. As always, a qualified CPA can help you sort through the options and implement strategies that make sense for you. Section 179 and Bonus DepreciationBuzz continues regarding Section 179 of the tax code, especially since an extension for this provision has not been approved as of the writing of this article. Section 179 allows farmers to upgrade, replace or purchase new equipment and write off the full purchase price during the current tax year. The maximum deduction is currently $25,000, but is expected to be retroactively renewed for 2015 at $500,000.Bonus depreciation of 50%, which is an eligible deduction for new equipment purchases, expired in 2014, but much like the 179 expensing is expected to be retroactively restated for 2015. This type depreciation deduction needs to be weighed in conjunction with the 179 expensing as part of your overall tax planning.Keep in mind Section 179 and Bonus depreciation is not a permanent tax savings, but an accelerated deduction with limits. A CPA should be able to look at the farm’s records and make recommendations regarding purchases, trade-ins and the general ins and outs of Section 179. Maximize retirement plansSEP IRA stands for Simplified Employee Pension Individual Retirement Arrangement. SEP IRAs are established by employers on behalf of their employees, and they are a common way for self-employed individuals to maximize their retirement savings. Many farmers have purchased equipment over the past years and may not be in the market to upgrade. As an option, farmers should look to at funding and maximizing some sort of retirement plan as part of their overall wealth planning process. In addition, small businesses often take advantage of SEP IRAs as well in order to give employees the retirement-savings benefits they want.But the most important reason why the SEP IRA is such a strong retirement-plan option is that it allows farmers set aside significant amounts of money for retirement. In 2015, an employer can contribute up to 25% of each employee’s wages toward their respective SEP IRAs, up to a maximum of $53,000. For self-employed individuals, the 25% limit is applied after accounting for the impact of the tax deduction and associated self-employment taxes on earnings, leading to a slight reduction in the effective percentage. But even with these adjustments, people who work for themselves can put almost 20% of their net profits into a SEP IRA. Finally, another advantage of a SEP IRA is it can be funded all the way until the filing of the return, including extensions. For high-income earners, this retirement plan vehicle can be a huge advantage over the smaller limits of alternatives such as regular IRAs and SIMPLE IRAs. Ohio small business deductionVirtually all businesses are now eligible for a 75% tax deduction on the first $250,000 of business income ($250,000 for individuals with a filing status of married filing jointly or single and $125,000 for individuals with a filing status of married filing separately). This deduction was the centerpiece of a major tax reform package initiated by Ohio Governor John Kasich and approved by the Ohio General Assembly. House Bill 64 and Senate Bill 208 continued the business income deduction to 2015 and forward.The business deduction enables a business owner to deduct 75% of business income from the Ohio adjusted gross income (OAGI) they report on their Ohio personal income tax return. This 75% deduction is available on up to $250,000 of business income, meaning the deduction is capped at $187,500 for each investor or owner, with limitations based on filing status. The remaining business income will be taxed at a graduated rate up to 3%.The business income definition is broad and included owners of and investors in Ohio businesses structured as sole proprietorships, one-member LLC’s and pass-through entities (PTEs) qualify for this tax cut. PTEs include: partnerships, Subchapter S corporations (S-corps) and Limited Liability Companies (LLCs). Keep in mind business income also includes income from rental activities.New for taxable year 2016 and forward, the business income deduction will enable a business owner to deduct 100% of business income from the adjusted gross income they report on their Ohio personal income tax return. Tangible Property RegulationsAfter much of a build-up in 2013 and 2014 on the cumbersome implementation of the new tangible property regulations (TPR), the IRS on February 13, 2015 IRS Released Rev. Proc. 2015-20 (the Guidance) which softened the 2014 reporting requirements for most taxpayers.The guidance alleviated the need for certain taxpayers (with total assets of less than $10 million OR average annual gross receipts of $10 million or less for the prior three tax years) to file one or more Forms 3115 (Change in Accounting Methods) to implement the tangible property regulations. Most taxpayers were relived the new guidance exempted them from not having to perform the accumulative computation by being below the threshold (unless there was an actual benefit to do so).While the guidance alleviates the need to file one or more Forms 3115 in certain circumstances, it does not eliminate ongoing responsibility to ensure compliance with the new regulations (the new TPR regulations is over 300 of regulations and 200 pages of guidance). Therefore, farmers, still need to be aware of the new regulations and understand the ongoing consequences on their business.There is still work that needs done now in order to meet these requirements and it will impact any business, rental, farm, etc. that owns tangible property. CPAs and taxpayers should be scrubbing their tax depreciation schedules and fix asset class lives and bonus mistakes, while also looking at several other issues in regard to repairs and capitalization as they apply to de minimis safe harbor policies.Being compliant in these and all tax-related scenarios is vital. While now is a good time to be tax planning, it should really be an on-going process. Create a partnership with a CPA that is experienced and cares about your business stability and success and begin exercising year-round proactive tax planning. Brian E. Ravencraft, CPA, CGMA is a Principal with Holbrook & Manter, CPAs. Brian has been with Holbrook & Manter since 1995, primarily focusing on the areas of Tax Consulting and Management Advisory Services within several firm service areas, focusing on agri-business and closely held businesses and their owners. Holbrook & Manter is a professional services firm founded in 1919 and we are unique in that we offer the resources of a large firm without compromising the focused and responsive personal attention that each client deserves. You can reach Brian through the firm website.last_img read more

Email ownership

first_imgShare Facebook Twitter Google + LinkedIn Pinterest Checking to see who owns this e-mail account. Kim Lemmon Managing EditorOhio’s Country Journal614-273-0465 ext. 209Website: http://www.ocj.comTwitter: @ocj_ohioagnet Facebook: Ohio’s County Journal and Ohio Ag Netlast_img

OnePlus 6T goes on sale today and you can actually buy it for Rs Rs 34,999 or less. Here is how

first_imgThe OnePlus 6 is a good phone but the latest OnePlus 6T is even better. The phone was launched globally on October 29 and it goes on sale starting today on Amazon India and OnePlus official website. Offline buyers can walk up to Croma retail store or nearby Reliance Digital stores to get it. Now, OnePlus 6T with starting price of Rs 37,999 is also more expensive than the OnePlus 6. But there are a number of offers on the launch day on the OnePlus 6T, and you can actually buy it for Rs 34,999. Here is we explain how.There are three variants of the OnePlus 6T: one with 6GB RAM and 128GB internal storage costs Rs 37,999, the second variant with 8GB RAM and 128GB internal storage costs Rs 41,999 and last the higher-end variant that comes with 8GBRAM and 256GB internal storage at Rs 45,999. The phone can be bought in either Midnight Black or Mirror back colour options.The starting price of OnePlus 6T is higher than the OnePlus 6 which could dampen the spirit of many intending buyers. Not every buyer would settle down with the fact that the company this time is giving a larger storage size than the OnePlus 6 with the base model. The base model of OnePlus 6 came with 6GB RAM and 64GB internal storage. OnePlus has dropped the 64GB variant this time and instead launched the 128GB storage model for OnePlus 6T.Here is something that might cheer up buyers who are in two thoughts with the price of OnePlus 6T. Amazon India is giving a flat discount of Rs 1,000 on the phone which bring brings down the price of the phone to Rs 36,999 for the base model. This discounted money will be credited to your Amazon Pay wallet. If you are an ICICI bank or Citibank credit card user, you will also get an instant discount of Rs 2000 which will further bring down the price to Rs 34,999. This is not the end. Amazon is giving a discount of up to Rs 16,000 if you buy the OnePlus 6T in exchange for your old phone.advertisementComing to the specs of the phone, OnePlus 6T is more or less similar to the OnePlus 6 except a bigger screen and a bigger battery. The 6T comes sports a 6.41-inch AMOLED screen with a resolution of 2340 x 1080 pixels and a screen-to-body ratio of 86 per cent. It is powered by Qualcomm Snapdragon 845, the same processor that we see inside the OnePlus 6. The phone runs Android 9.0 Pie and is supported by a 3700mAH battery. The camera specs are similar to that of OnePlus 6.ALSO READ: OnePlus 6T review: Perfect to a Tlast_img read more