Mortgage applications rise as rates reach another record low

first_imgShare via Shortlink Share on FacebookShare on TwitterShare on LinkedinShare via Email Share via Shortlink Full Name* The Mortgage Bankers Association reported an increase in applications for home loans during the second week of December 2020. (iStock)A new home is clearly on some holiday gift lists.Demand from homebuyers rose last week, sending an index tracking applications to purchase homes up 2 percent, seasonally adjusted, according to the Mortgage Bankers Association’s weekly survey.The metric had fallen the previous week.Read moreOver the slump? Home-purchase mortgages jumpMortgage requests surge ahead of ThanksgivingMortgage applications skyrocket in holiday week Email Address*center_img Message* “The ongoing strength in the housing market has carried into December,” said Joel Kan, MBA’s head of forecasting, in a statement. He pointed to record falling rates for the average 30-year, fixed-rate mortgage, noting that “homeowners once again acted on the decline in rates.”ADVERTISEMENTKan attributed that to the rise of Covid-19 infections and uncertainty over further government stimulus.Last week, the average rates for 30-year conforming loans fell to 2.85 percent, down from 2.90 percent. That’s a new low in the history of MBA’s weekly survey, which has been running since 1990. Jumbo rates also dropped, to 3.12 percent from 3.20 percent.MBA’s index tracking the volume of refinance applications increased 1 percent last week. The index was up 105 percent year-over-year.Refinance applications made up nearly 73 percent of the homes loans surveyed last week.Despite both indexes reporting growth, the number of all home loans was largely flat last week compared to the previous one. Also, the average size of a purchase loan dropped last week from the week before. MBA’s survey covers 75 percent of the residential mortgage market.Contact Erin Hudson TagsHousing MarketMortgagesResidential Real Estatelast_img read more

Florida man attacks cellmate after being asked for ‘courtesy flush’

first_imgMonroe County Sheriff’s Office say 53-year-old Gilford Abshire attacked and beat his cellmate Monday morning after the cellmate asked him for a “courtesy flush.”Monroe County Sheriff’s Office spokesman Adam Linhardt said the 65-year-old victim, who was in jail for violating his probation on DUI and drug-related charges, told deputies he was upset at Abshire throughout the day for passing gas and asked him for a “courtesy flush” because of the smell.Instead, Abshire started kicking him while he was on the bottom bunk and then threw him across the cell. The victim was taken to the hospital where he suffered from a broken nose and three broken ribs.Abshire now faces two felony counts of aggravated battery, and the two men are no longer roommates.last_img

Professional Challenge for England’s top 20 women

first_img Twenty of England’s leading women amateurs will be offered a taste of Tour life next month at the WPGA International Challenge on the Ladies European Tour Access Series (LETAS).Invitations to play in the Challenge will go to the top 20 players on the England Golf women’s order of merit, sponsored by Lorrin Golf. They will play in an international field which will include Alison Nicholas, Europe’s winning captain at the 2011 Solheim Cup and a past US Open champion.The Challenge, which is the only LETAS event to be played in the UK, is supported by England Golf and will take place at Stoke by Nayland Hotel Golf and Spa, on the Suffolk/Essex border, from September 26-28.Rebecca Wood, the England Golf women’s Performance Manager, remarked: “This is a fantastic opportunity and a step forward for England Golf to be able to support this event.“We know that many of our players aspire to becoming successful professionals and this will help them to prepare for their future careers.”The LET Access Series was formed to create additional playing opportunities for women golfers and also to provide an important link between elite amateur and professional golf.Tour Director Di Barnard commented: “It’s very important to give amateurs the opportunity to compete against professionals. It’s a guide to where they are with their own game and a chance to experience professional golf before they decide if it’s something they want to do.”Amateurs are able to join the LETAS and to compete alongside the professionals for the five LET Tour cards awarded each year. A further 15 players win places at the final qualifying school for the LET.  “We have very positive feedback from our amateurs,” said Di.She went on: “This event will be great. It will be very well supported and we are delighted that Alison Nicholas is playing. All the players will aspire to a career like Alison’s and it’s great that she’ll be able to pass on her knowledge and expertise.”There are still three events to be played before the England Golf women’s order of merit is finalised at the end of the season but the current leaders are:Alex Peters – Notts Ladies’ (Image © Leaderboard Photography)Georgia Hall – Remedy OakGabriella Cowley – Brocket HallSarah-Jane Boyd – TruroMeghan MacLaren – WellingboroughRachael Goodall – HeswallOlivia Winning  – RotherhamSammy Fuller – RoehamptonChelsea Masters – HighwoodsLauren Taylor – WoburnPoppy Finlay – Vicars CrossAmber Ratcliffe – Royal CromerHayley Davis – FerndownLucy Goddard – Mid-HertsCharlotte Thompson – ChannelsEmma Tayler – SauntonJess Wilcox  – BlankneyBethany Garton – Royal Lytham & St AnnesKerry Smith – WaterloovilleJo Hodge – The Kendleshire 13 Aug 2013 Professional Challenge for England’s top 20 women last_img read more

Olympia Resident Contributes To New Edition Of Alice In Wonderland

first_imgOrcas Island, WA, July 23, 2012 –   It was July 4, 1862, and Charles Dodgson, known to us as Lewis Carroll, was on a boating party that set out from Oxford, traveling to Godstow.  The party included three little girls, one of whom was named Alice.  As the person in charge of entertainment, Dodgson decided to tell one of his imaginative stories.  Dodgson created a world set in a fairyland full of magic and danger.  Alice was so captivated by the story that she later asked him to write it down for her, and Alice in Wonderland was born.Coinciding with the 150th anniversary, eNotated Classics is releasing a sesquicentennial edition, The eNotated Alice in Wonderland, though in a format that Lewis Carroll would never have dreamed of, an enhanced ebook.  This edition has been “eNotated” by Pam Sowers, and contains notes from scholars and critics as well as illustrations crafted by Sir John Tenniel, the first illustrator of both Alice books, supplemented by later artists.“The idea is to make classic literature more accessible by using e-book technology, which adds an additional layer of information,” said John Ashenhurst, President of eNotated Classics. “No one else is doing this.” He came up with the idea while reading James Joyce’s Ulysses in e-book format.  It was awkward to go back and forth between web-searches on a laptop and his KindlePam Sowers is a free-lance writer and researcher living in Olympia, Washington. The E-Notated Alice in Wonderland is her first book, although she has written many magazine and newsletter articles.“This book is for adults as well as children.  Alice in Wonderland is not simply a sweet children’s story set in dreamland.  It is much more complex.  Themes include death, racism, politics, anger, confusion, logic and women’s role.  Carroll wrote in a world controlled by Victorian sensibilities,” Sowers says.Sowers hope is that by reading Alice, the reader will be able to, for a while, become a child again.The eNotated Alice in Wonderland is available at www.amazon.com, www.barnesandnoble.com, and www.itunes.apple.com.Learn more at www.enotatedclassics.com. Facebook5Tweet0Pin0last_img read more

Not Just a Preschool: Eastside Cooperative Preschool’s Commitment to Community

first_imgFacebook76Tweet0Pin0Submitted by Eastisde Cooperative PreschoolThe Eastside Cooperative Preschool, or ECP, has been a fixture in the Olympia community since 1962. With a commitment to quality early childhood education through play and social interactions, they provide a program that gives children a strong foundation on which to build a love for learning. We thrive when our community does, and the families who commit to the cooperative model receive so much more than a typical preschool.With a strong and integral relationship with South Puget Sound Community College, families involved in ECP also receive parenting support from a Parent Educator, which includes virtual discussions, monthly articles, and resources to aid every age and stage. ECP isn’t just a preschool, it’s a supportive community for children and their caregivers.The commitment to supporting families in their parenting journeys, and providing fun and imaginative play for children has not changed. Even as we face a tumultuous and changing landscape of virtual learning and social distancing, ECP continues to work tirelessly to solve problems, and maintain the community connection that makes ECP great.ECP’s board and membership have put in a lot of hours to solve the issues that arise in these uncertain times with a focus on supporting the needs of the community. Members of ECP have supported one another through virtual meet-ups, drive-by parades, and porch drop-and-dashes. They have also taken an unwavering stance on providing the financial stability that their Teachers depend on. These are some of the ways in which ECP continues to shine above the rest.In March we were all forced to participate in an educational experiment in remote learning with very mixed results.  We all know that a virtual classroom can not replace all the benefits of an in-person preschool experience.  But we have discovered that a virtual classroom can still meet several essential needs of our young children during this chaotic time.Children need relationships with warm and nurturing adults outside of their nuclear family. Students at ECP continue to benefit from loving, supportive relationships with their teachers, even if those relationships are virtual for the time being.  Children also need predictable rhythms and routines in order to feel safe and secure, particularly when they sense that their outside world is unstable.  Thus, participating in a virtual program with a predictable schedule and activities can provide stability for children during this tumultuous period in history. ECP is committed to nurturing children and meeting their needs despite the external circumstances that are outside of their immediate control.The feelings of isolation we struggle with grow every day as our physical proximity needs go unmet. This is precisely why finding support and creating community are so important – not just for our children, but for all of the exhausted and frazzled caregivers too.  ECP continues to think outside the box to ensure that its membership stays connected.  Parenting is an exceptionally hard job, and no one should have to do it alone.Technology-based programs open up a wealth of potential pitfalls, and will continue to create challenges for us to puzzle through, but with a deeply devoted membership, ECP continues to create a fun and engaging landscape for children and families amidst an array of underwhelming virtual learning platforms.On August 1, ECP will be holding a by-appointment Virtual Meet The Teacher Event to fill remaining spaces in their 2020-2021 class rosters.ECP’s Virtual Pilot Program will include:Teacher led Virtual Circle Times twice a weekYouTube videos from our TeachersMonthly activities and Parent check-insTeacher prepared supplies and Koala CratesParent Support from our SPSCC Parent EducatorGuaranteed spot for in-person instruction when a return to the classroom is feasibleTo sign up for a time slot, please contact their Membership Chair.last_img read more

Canucks Shoot Down Stars To Claim Fifth Straight

first_img Vancouver won’t care too much about playoff seeding.  The first round opponent will be one of Dallas, Los Angeles, Phoenix, and San Jose.  Of those, the Canucks would likely want to avoid the Sharks the most, followed by the Kings.  Predicting where these teams will finish (one will finish third, with the others 7-9) is almost impossible at this stage.  It will be interesting to see what happens in the last couple games of the season if the playoff picture solidifies much before then. IF THIS WERE A PLAYOFF GAMEA convincing win against a desperate team.  The Canucks stepped it up a notch tonight and it showed.  Vancouver is now 7-3 in its last 10 games when considering whether or not it “would have been” a playoff game. PARTING SHOTSIn-Arena Observation of the Night:  For many reasons, this was the most fun I’ve had at Rogers Arena all season long.  Mostly because of the score, the crowd was abuzz and happy for most of the second and third periods.  It was a very good environment, lots of fun, and the crowd showed that when the team puts its best effort on the ice, the crowd will do the same in the stands.Looking ahead: The Canucks face the Calgary Flames tomorrow on Hockey Night in Canada.  The Flames are desperate, and anything other than two points will officially eliminate them from playoff contention.  While the Canucks played extremely well tonight, look for a classic Flames/Canucks game tomorrow. Leigh Ramsden lives in Vancouver and is an avid Canucks fan, having been a partial season ticket holder for over 10 years. He’s old enough to have witnessed all three Stanley Cup losses, as such, his prime goal is to remove those scars by seeing a Cup brought to Vancouver. Leigh is Fighting For Stanley’s (www.fightingforstanley.ca/vancouver) west coast correspondent, and will also blog after all Canuck games for The Nelson Daily.The Vancouver Canucks continued their late-season homestand on Friday night at Rogers Arena, as they hosted the Dallas Stars, currently embroiled in a dogfight with their Pacific Division brethren for three of the four remaining playoff berths.  Vancouver rode the solid goaltending of surprise starter Cory Schneider, and saw the return of a killer instinct for goal scoring as they coasted to a 5-2 victory over the visitors.Henrik Sedin, who tallied three assists on the night, led the Canucks offensively.  Max Lapierre, promoted to the “first” line with Henrik and Alex Burrows, also added three points, scoring a goal and two assists.Chris Higgins opened the scoring for Vancouver, beating Stars’ starting netminder Kari Lehtonen at 6:17 of the first period after some nice work down the wall and a good pass into the slot from Jannik Hansen.  The first period was relatively even, but Schneider was forced to make a number of quality saves as Dallas outshot the Canucks 13-7. Media reports indicate that Daniel is progressing nicely and will likely be ready for the playoffs.  This is great news, however, with concussions, things can change instantly and he could suffer a setback at any time. It looked like AV was trying to get the top unit out against Steve Ott’s line in the third, and it paid off with two goals.  Henrik’s play on the Burrows goal was tremendous, as he held the puck on the right wall, faked a pass back to the point, and put the puck to the net where Burrows buried it.  Vintage Sedin. After giving up the tying goal to Stars’ dynamic forward Steve Ott just after the intermission, the Canucks were the better team in the second period, buoyed by a couple of power plays.  The Canucks were able to move the puck reasonably well on those power plays, and were rewarded late in the second one on a goal by Sami Salo, as he blasted it by a screened Lehtonen.  The Canucks took command of the game give minutes later, as Henrik found unlikely goal scorer Andrew Alberts creeping in from the point.  Alberts’ shot deflected off Dallas defenseman Stephane Robidas and past Lehtonen for what was eventually the game-winning goal.  This second period was atypical for the Canucks, as they outshot the Stars 20-13.The Canucks put the clamp down on Dallas in the third period, only allowing four shots from the allegedly desperate visitors.  Honestly, as a Canucks supporter, it was refreshing to be in the rink for something more than a one-goal game.  The Canucks were able to score twice on their seven shots in the final stanza, Burrows and Lapierre adding the icing on the cake.  Jake Dowell beat Schneider in garbage time with less than three minutes remaining.Before the game, coach Alain Vigneault again tweaked his lines in an effort to source more offense for his club.  Lapierre was the prime beneficiary, who slotted in with Henrik and Burrows as AV reunited two-thirds of his top scoring line.  Mason Raymond was put back down on the second unit with Kesler and Booth, the third line was left unchanged, and the fourth line ran with Malhotra centering Weise and Kassian.  The tinkering clearly worked, as Henrik seemingly found his game and made a big difference offensively.Overall, this was a tremendous performance by the Canucks.  They really limited Dallas’ scoring chances throughout the game, and in a familiar story, the goaltender was there to shut the door when required (most notably, midway through the second period, Schneider made a huge save against Loui Eriksson on a two on one with the game tied at one and the Canucks on their first power play).  The Canucks, playing without Daniel Sedin, Kevin Bieksa, and Roberto Luongo, stuck to their game plan and it is continuing to work.  There wasn’t a huge difference in their play tonight as opposed to other recent efforts, other than the fact that they got a few bounces tonight, pucks came to them as opposed to away, and they were able to get a few past the other goaltender. GAME OBSERVATIONS The impact of the two goal lead (or better) is immense on the team’s ice time.  The extra cushion allows AV to roll his four lines and three D pairings more consistently.  Tonight, no forwards saw less than 10 or more than 20 minutes of ice.  As the team’s prime concern right now is managing minutes and avoiding injury, this is huge. Lapierre looked great playing up with Sedin and Burrows.  The finish on his goal was world class, as he took his time and snapped a wrist shot into the top corner.  The goal came against Stars’ backup Richard Bachman, who replaced Lehtonen midway through the third period (likely to rest him as Dallas plays another important game Saturday night).center_img With their fifth straight win, the Canucks are in a great position to overtake St. Louis for the Western Conference title.  They sit one point back of the Blues with four games to play.  Vancouver will play four games against non-playoff teams (Calgary twice, Anaheim, Edmonton), while St. Louis finishes with tougher tests against Detroit, Phoenix, Dallas, and Columbus.  The Canucks must beat St. Louis in points, as the Blues will win a tiebreaker between the teams. The Canucks D pairings were Hamhuis-Tanev, Edler-Gragnani, and Salo-Alberts, and all were extremely effective.  The defense did a better job again of stepping up and now allowing easy access into the zone.  Salo and Alberts were on the ice for the Ott goal and didn’t look good, allowed Ott unencumbered access to the font of the net, but otherwise, the entire team was good. Bieksa sat out his second straight game with an undisclosed injury.  I’m doubtful the injury is serious, but it is mildly concerning.  It’s comforting knowing that the team is being extremely conservative on these matters at this stage of the year, and Canucks’ brass hasn’t indicated that there’s any risk that Bieksa won’t be available come playoff time. Alberts made up for it by scoring only his second goal of the year.  I keep saying it, but I really like the element he adds to the back end.  For the most part, he’s been very good when inserted into the lineup in the last couple of months.last_img read more

DONEGAL SURFER’S IRANIAN ADVENTURE SET TO HIT FRENCH TV

first_imgSHE’S well-known around these parts but Irish champion surfer Easkey Britton’s decision to become the first female surfer in Iran (complete with hijab swimwear) is to broadcast on French TV.The Rossnowlagh woman has surfed big waves from Donegal to Tahiti.But it was her trip a year ago to the Iranian town of Chabahar to go surfing there that has captured the imagination of documentary-maker Marion Poizeau. “Iran is not known as a surf destination, but experiencing a country through surf gives you a different perspective. It was a leap into the unknown, but I thought I’d give it a go,” said the 26-year-old.Local police and fishermen joined a huge crowd who had never seen the sport before.“Iran has a short swell window in the summer when the monsoons spin up and hit the southern coast and you get beach breaks,” she said.“The most incredible thing was being out in that landscape and being out in the water on your own. Everybody gathered around and they were all enormously curious and excited.” She was Ireland’s first female big wave surfer – and there’s plenty of those around the beach at home.“I couldn’t live without it. Being out in the sea, being part of a wave that only lasts a few moments, is like an addiction,” she added.The TV documentary about her trip to Iran will be broadcast on French TV at the end of the month.Let’s hope RTE, TV3 or TG4 show it here. DONEGAL SURFER’S IRANIAN ADVENTURE SET TO HIT FRENCH TV was last modified: October 2nd, 2012 by BrendaShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window)last_img read more