More Americans Expect to Miss Mortgage Payments

first_img Previous: OCC Addresses Liquidity and Forbearance Issues Next: HUD, FHFA, CFPB Join Forces to Assist Homeowners Demand Propels Home Prices Upward 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago 2020-05-12 Seth Welborn More Americans Expect to Miss Mortgage Payments The Best Markets For Residential Property Investors 2 days ago About Author: Seth Welborn  Print This Post Share Save Home / Daily Dose / More Americans Expect to Miss Mortgage Payments May 12, 2020 1,552 Views The Week Ahead: Nearing the Forbearance Exit 2 days ago Demand Propels Home Prices Upward 2 days ago Seth Welborn is a Reporter for DS News and MReport. A graduate of Harding University, he has covered numerous topics across the real estate and default servicing industries. Additionally, he has written B2B marketing copy for Dallas-based companies such as AT&T. An East Texas Native, he also works part-time as a photographer. Related Articles in Daily Dose, Featured, Market Studies, News Data Provider Black Knight to Acquire Top of Mind 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago The Federal Reserve Bank of New York’s Center for Microeconomic Data released the April 2020 Survey of Consumer Expectations, which shows considerable deterioration in households’ expectations about most economic outcomes, including household debt. The perceived probability of losing one’s job reached a new series’ high for the second consecutive month.Median inflation expectations increased in April by 0.1 percentage point at the one-year horizon to 2.6% and by 0.2 percentage point at the three-year horizon to 2.6%. Respondents, however, increasingly disagree about the future path of inflation. The Fed’s measure of disagreement (the difference between the 75th and 25th percentiles of inflation expectations), increased for the second consecutive month at both horizons (from 5.1% and 4.4% in March to 6.0% and 4.7% in April for one-year and three-year ahead inflation, respectively). Disagreement about one-year ahead inflation reached a new series high in April.Median household income growth expectations dropped to 1.9% in April, reaching a new series low. The decrease was almost exclusively driven by respondents between the ages of 40 and 60. Additionally, 21.9% of respondents expect that their household income will decrease over the next year.The average perceived probability of missing a minimum debt payment over the next three months increased for the second consecutive month to 16.2% in April, well above its 12-month trailing average of 11.9%.Perceptions about households’ current financial situations compared to a year ago worsened for the second consecutive month, with 39.2% of respondents reporting to be worse off today than a year ago (versus 30.2% in March). Respondents are also increasingly pessimistic about their year-ahead financial situations with 31.6% of respondents expecting their households to be worse financially a year from now (versus 27.8% in March).Additionally, perceptions of credit access compared to a year ago deteriorated sharply in April, with 48.0% of respondents reporting access to credit being harder, as compared to 32.1% in March. Expectations for year-ahead credit availability also deteriorated in April, with 46.7% of respondents expecting that credit will become harder to access, as compared to 38.8% in March. Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Sign up for DS News Daily Subscribelast_img read more

USA: CNP Visits Pacific Northwest Region

first_img View post tag: Northwest View post tag: usa USA: CNP Visits Pacific Northwest Region View post tag: Pacific September 12, 2012 Chief of Naval Personnel (CNP) conducted multiple all hands calls in the Pacific Northwest Region, Sept. 10-11.The visit is part of Vice Adm. Scott R. Van Buskirk‘ fleet-wide tour, in an effort to inform Sailors of key personnel policies including force management initiatives, efforts to improve sea duty manning, and 21st Century Sailor and Marine programs. “I tell the Sailors that I am here for two reasons. First and foremost is to hear from them; get a pulse of what’s on their mind and what are some of the challenges and issues that they are facing, particularly in the manpower and personnel, and the training and educational areas that I represent for our Navy,” said Van Buskirk.The CNP also talked about the importance of fleet manning, filling critical billets with qualified, experienced Sailors, both ashore and at sea. “What these Sailors represent for our nation and our Navy and the job that they’re doing, it’s tremendous,” said Van Buskirk.“We are America’s away team, always have been and always will be, and while we’ve been supporting our missions in Afghanistan and Iraq, at the same time we’ve been present throughout the world. And, now as we follow the defense strategy and rebalance with the Pacific, we’ve never been more relevant in what we’re doing day in and day out,” Van Buskirk continued.During the all hands calls, Van Buskirk talked about Sailor readiness and emphasized the Navy’s need for Sailors who are assignable, distributable, and deployable in an effort to meet the CNOs three tenants of War fighting first, operate forward, and to be ready. “It’s all about balancing the workforce, stabilizing where we’re at right now and then distributing it correctly,” said Van Buskirk. “What we’re really trying to achieve is filling our gaps at sea. Our critical priority is to make sure we’ve got all of our ships manned and ready to deploy and meet all of our mission demands,” Van Buskirk added.The CNP’s tour in the Northwest region included visits at Naval Base Kitsap Bangor, Naval Station Everett and Naval Air Station Whidbey Island.[mappress]Naval Today Staff, September 12, 2012; Image: US Navy Back to overview,Home naval-today USA: CNP Visits Pacific Northwest Region View post tag: Navy Authorities View post tag: Region View post tag: News by topic View post tag: CNP View post tag: visits View post tag: Naval Share this articlelast_img read more

Dell EMC and VMware® – A Perfect Combination

first_imgThere are some things that just go together; fire and smoke, hugs and kisses, peanut butter and jelly (or bananas, if you’re Elvis Presley), and finally Dell EMC and VMware. You may not have thought of that last one right away, but when it comes to your data center transformation, you should. You know Dell EMC as the foundation to transform your data center with industry-leading servers, storage, data protection, networking and converged infrastructure.  You also know VMware as the most trusted virtualization platform for the data center, applications and clients. Together, we have successfully transformed data centers for the better part of two decades.But what you may not know is just how simple and easy it is to get an exceptional support experience when you are running VMware applications on Dell EMC systems.We develop and maintain an incredibly high level of VMware expertise here at Dell EMC, through training, certifications and tools (such as our technical support lab).  Dell EMC currently has 10 of only <300 VCDX professionals globally (including VMware employees), and our team holds a combined 1,900+ VMware certifications worldwide.Because of this extraordinary level of expertise, we can do things most vendors cannot when it comes to supporting VMware.  For example, during a period between February 1 to October 31, 2018, our support staff handled over 180,000 VMware-related support issues.  Of those, 97% were handled in-house. In other words, our customers only had to call Dell EMC because our team was able to determine the issue and resolve it.Now with ProSupport Plus for Enterprise, we support eligible VMware software installed on your Dell EMC systems whether you purchased the software from us or not.  Not only will we diagnose the issue, we will own the issue through resolution.At Dell EMC, we continue to listen and work hard to make your support experience even more proactive, predictive, personalized and most of all… simple.To learn more about ProSupport Plus for Enterprise, visit DellEMC.com/ProSupport-Plus.last_img read more

Sagna sad after losing debut

first_img They only started to show real urgency after Diouf sprinted most of the length of the field to score his first Stoke goal just before the hour. But the Potters defended well and will feel Toure’s failed penalty appeal – when he appeared to be caught by Erik Pieters but was booked by Lee Mason for diving – evened out the earlier Diouf decision. City face a tough eight-day spell with games against Arsenal, Bayern Munich and Chelsea when they return to action after the international break in a fortnight. The Arsenal clash could throw particular focus on Sagna, following the controversy over his move from the Emirates Stadium, but he claims that will not bother him. “To me it is going to be a normal game,” the 31-year Frenchman told City TV. “Of course I played a long time with Arsenal but I am a City player now. I just want City to win the game and perform.” While City head into the international break on a low note, Stoke have lifted spirits after claiming their first win of the season. Mark Hughes’ men were beaten by Aston Villa in their opener and then held to a draw by 10-man Hull but the prize of such a major scalp should fuel their confidence. Goalkeeper Asmir Begovic said: “It is very pleasing. It could not have gone any better. We came with a good game-plan and executed it to perfection. “When you put that kind of work in you are going to get some rewards. We took our chance and got the three points, which is what we needed. “Obviously we would have liked to have to have had a few more points at this stage, but we kept believing, we stayed confident. “We knew the quality we had in the team and that it would come through at some point. “Hopefully we can push on now and string a few good results together and push ourselves up the table.” Begovic was also pleased to see former Manchester United forward Diouf, who signed on a free transfer from Hannover, open his Stoke account. He said: “We have seen the quality he has in training. We believed in him. The best thing about him is he is a good guy and he works so hard. “We are all pleased for him to get the goal. He deserved it for all the work he puts in. Hopefully he gets some more.” Summer signing Sagna endured a losing debut as the champions slipped to a shock 1-0 defeat against Stoke at the Etihad Stadium after a brilliant Mame Biram Diouf goal. Diouf scored a superb solo effort, breaking from deep inside his own half following a City corner and racing to the opposite end to shoot through Joe Hart’s legs. Yaya Toure had City’s best chances, hitting the bar, testing Asmir Begovic, and controversially being denied a penalty. The result checked what had been a solid start to the campaign for City with back-to-back wins over Newcastle and Liverpool. Right-back Sagna, who arrived on a free transfer from Arsenal, said: “It is very disappointing because we wanted to win, especially at home. “We knew it was going to be a very hard game. We had to be patient and make no mistakes but on the counter-attack we got caught. “We have to learn from this and look forward because this is only the beginning of the season and we have to keep working. “I wish I had won my first game. I am very sad but tomorrow is another day. “I am going to work hard to bring something different to the team, to bring this team up and be champions at the end of the season.” City failed to get into full flow and were lucky not to concede a penalty in the first half when Aleksandar Kolarov appeared to trip Diouf. Press Association Bacary Sagna insists Manchester City will knuckle down and get back to work following the first setback in their Barclays Premier League title defence.last_img read more

See how Western Michigan students tailgate

first_imgJosh Shub-Seltzer | Staff PhotographerAdvertisementThis is placeholder textEveryone we spoke with recommended we go to Lot 105, where the students were — the spot where the rules from the signs actually needed to be enforced. There, we found an upbeat tailgate scene.Western Michigan’s Chief of Police Scott Merlo oversaw Lot 105. Standing at the entrance of the lot, Merlo scanned the waves of students, some of whom appeared intoxicated, behind dark wrap-around sunglasses.Merlo and his group of officers monitored the entrance to the lot to check students’ backpacks before they enter the blocked off area. But they didn’t search for beer or alcohol. Students with cases of Natural Light and Budweiser strolled in without a second look.All the officials cared about was glass, Merlo said. In past years, the student section of tailgates would end up littered with shards of smashed bottles. It drove the landscaping and clean crews nuts.“No glass,” Merlo said. “So that’s what we do. Sometimes people show up and, you know, they’ve got a big bag of marijuana. It happens.”Beyond Merlo, the students got raucous. Pickup truck beds were full of people. Folding tables with mirrored pyramids of red Solo cups bracketed the trucks.Out of the back of SUVs, some students grilled and sold hot dogs or burgers to their fellow partiers. One student stepped on top of a car and shotgunned a beer.Before Lot 105, Merlo said, students used to tailgate at the track kitty corner to Waldo Stadium. Merlo used to work for the city of Kalamazoo’s Department of Public Safety, where there was a long-held zero-tolerance policy.“Man we’d write tickets, zero tolerance, MIPs, excessive noise, open intoxication,” Merlo said. “Hammer, hammer, hammer.“And then there was just a huge conflict.”Now, Lot 105 is the preordained tailgate spot for students, allowing for oversight and a space for the students to enjoy themselves.When students walked up with a bag, there wasn’t animosity. Officers were friendly, and the tailgaters readily presented the contents of their bags before entry. When they did have glass, there was a dumpster at the entrance.On the far side of the of the lot sat a rehabilitation tent staffed by paramedics ready for anyone who had too much to drink or was overcome by the heat. Usually 10 or 15 students visit the tent on any given gameday, Merlo said.“It’s actually kind of fun,” Merlo said. “We haven’t had any issues. I’ll walk through here and everyone’s decent, having a good time.” Approaching Heritage Hall at Western Michigan about three hours before game time, there wasn’t much to see. We followed a sign that read, “Stampede this way,” but didn’t find a collection of Broncos.Instead there was another sign with tailgate rules: Kegs and bottles were prohibited. Fans aren’t allowed to bring their own furniture.A group of WMU alumni — some of whom played in the marching band — suggested the tailgate scene was tame because it was Friday. The fans, in what wound up being the adult section of the tailgating scene, glorified playing Syracuse. It’s not every day a Mid-American Conference teams host a Power 5 school. Photos by Staff Photographer Josh Shub-Seltzer Commentscenter_img Published on September 3, 2018 at 9:45 pm Contact Josh: [email protected] | @Schafer_44 Facebook Twitter Google+last_img read more